the year you take stock of home and money
Settle things at home before you head out: your ruler Saturn stays in your house of home all year, so give the first half to sorting out home and money, and look further afield in the second.
Shore up the base · Get the numbers straight · Home first, then the world
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A year with Saturn in your 4th house usually isn't the time to push hard at work; once home is settled, you'll have more to give. If you've been weighing a move to another city or working from home, think it through properly this year. From January 10 to April 1 Mars is retrograde, backing from your 9th into your 8th: business trips, out-of-town projects and study plans may slip. Once Jupiter enters your 9th on July 26, it's a good stretch to learn a new skill, sit an exam, or take on work from further away. Jupiter squares Uranus on September 11 across your 9th and 6th: your daily schedule may need a last-minute change, so don't pack the calendar. Mercury is retrograde from October 7 to 28 through your 11th and 10th: reread anything going to your team or your boss before you hit send.
Look at money in two parts this year: what you earn yourself, and what's tied up with other people. The Lunar New Year annular eclipse on February 6 falls in your 2nd, so where your income comes from, or how you spend it, may get rearranged; compare prices before any big purchase early in the year. Jupiter trines Saturn on April 3 and July 12 across your 8th and 4th, which makes those dates good windows to move forward on a home purchase, a renovation or a family loan. The August 2 total eclipse in your 8th may bring a big reshuffle of shared money or debt, so read the terms before you sign. Anything that promises fast money can wait.
Love this year is less about excitement and more about depth. With Jupiter in your 8th for the first half, couples can get into the bigger conversations: how you'll handle money together, where you'll live, what matters most to each of you. Single Capricorns are less likely to fall at first sight than to find someone they trust more each time they talk. Mercury retrograde from June 11 to July 5 backs from your 7th into your 6th, and plans you've agreed on can go sideways; clear up misunderstandings face to face. The August 2 total eclipse in your 8th tends to bring what hasn't been said out into the open. With Saturn in your 4th, family opinions carry more weight this year. Listen to them, then make your own call.
With Saturn in your 4th, home is where you recover, so this is a good year to give your bedroom and sleep setup a proper overhaul. Uranus is in your 6th all year and your routine is easily knocked off course; rather than a packed schedule, keep two or three small habits you never skip. The July 18 penumbral lunar eclipse falls in your 1st house, and you may tire more easily around then, so leave a few days clear. If discomfort persists or affects daily life, please see a qualified medical professional.
| Date | Sky | In your | In one line |
|---|---|---|---|
| Jan 10 – Apr 1 | Mars retrograde, Virgo back into Leo | 9th → 8th | Trips and courses may slip; double-check the money in shared deals |
| Feb 6 | Annular solar eclipse in Aquarius (Lunar New Year) | 2nd | A new arrangement for how you earn and spend |
| Feb 10 – Mar 3 | Mercury retrograde, Pisces back into Aquarius | 3rd → 2nd | Confirm messages; shop around before big purchases |
| Apr 3, Jul 12 | Jupiter trine Saturn | 8th and 4th | The two smoothest moments of the year to move on a big home decision |
| Jun 11 – Jul 5 | Mercury retrograde, Cancer back into Gemini | 7th → 6th | Confirm plans with partners and clients; leave slack in the diary |
| Jul 26 | Jupiter enters Virgo | 9th | Luck moves from shared money to travel and learning |
| Aug 2 | Total solar eclipse in Leo | 8th | The year's biggest turning point, in shared money and intimacy |
| Oct 7 – 28 | Mercury retrograde, Scorpio back into Libra | 11th → 10th | Reread messages to your team and boss before sending |
If you know your rising sign, read that page too — it's usually the more accurate one.
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